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Joined:
January 2002
Posts: 14127
Location: 6 String Ranch | When you get to where you need a separate policy, they specialize in instruments:
Heritage Insurance Services
826 Bustleton Pike, Suite 203
Feasterville, Pa 19053
1-800-289-8837
Talk to Joan Gallo
Tell her I sent you. Great to deal with and great coverage. |
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Joined:
October 2005
Posts: 5327
Location: Cicero, NY | Originally posted by cwk2:
When you get to where you need a separate policy,... They won't even give me the directions to that place. |
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Joined:
March 2005
Posts: 1421
Location: Orange County, California | Originally posted by noah:
'off-site storage'. That's the nicest thing anyone in the OFC has ever called me....
:D :p :D :p |
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Joined:
December 2004
Posts: 1673
Location: SoCal | 
Talking about 'off-site storage'...
Let's run down to the San Diego 'storage facility' and rotate some guitars.
I'll call up and see if they have the current inventory polished up with fresh strings.
Might have to bring a crowbar to pry the BearClaw out of the caretaker's hands :D |
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Joined:
January 2006
Posts: 5881
Location: Colorado Rocky Mountains | My agent required that I make a special declaration of the contents of the collection, including the lighted signs and other collectibles, but no additional premium was required. Then again, I already carry relatively high limits against personal property loss. |
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Joined:
March 2005
Posts: 12750
Location: Boise, Idaho | When I get to where I need a separate policy, it will because I need a separate house after the divorce. |
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Joined:
March 2002
Posts: 873
Location: puerto vallarta, mexico | hey fred, you are the king of storage in my book. |
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Joined:
December 2003
Posts: 13984
Location: Upper Left USA | Hmm, insurance...
I'm still trying to get my Daughter to lock the front door when she's out. |
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Joined:
November 2003
Posts: 11039
Location: Earth·SolarSystem·LocalInterstellarCloud·Local Bub | Canadians don't lock their doors. |
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Joined:
November 2003
Posts: 11039
Location: Earth·SolarSystem·LocalInterstellarCloud·Local Bub | ...or drawers |
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Joined:
January 2004
Posts: 123
Location: Massachusetts | I don't understand. I have homeowners through Safety Insurance. My agent(not Safety) said that musical instruments aren't covered. If you use them to make money..they aren't covered.
They said I had to get an absurdly expensive business rider to cover my guitars.
I don't understand..have you asked State Farm if they cover guitars out of the house or if you gig with them or is it just if they get stolen or a fire in your house? |
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Joined:
July 2004
Posts: 474
Location: Anchorage, Alaska | I also have State Farm and was told they only cover them through your home owners policy "if the guitars ARE NOT used professionaly". If you are gigging, you will need a "rider" or something. |
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Joined:
September 2003
Posts: 9301
Location: south east Michigan | AFG...
I've missed you!!! |
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Joined:
September 2006
Posts: 10777
Location: Keepin' It Weird in Portland, OR | The fire alarm in my building went-off last weekend.
I'm looking at my Guitars!
I live on the 9th floor, and I have to walk down the stairs in an fire situation. My first thought is how many guitars can I carry down 9 flights of stairs, cuz you can't go back. This is a high-priced rooming-house, so I have no insurance. So I immediately got paranoid. I doubt I would get any compensation.
Turns-out that some-one burnt dinner... |
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Joined:
December 2003
Posts: 13984
Location: Upper Left USA | OMA,
Glad it was just a drill.
If I was on the 9th floor I would:
A) Have an evacuation kit/plan with the basic ID/Documents/Personal stuff staged and ready to go out the door. Coat and change of clothes as well.
B) Obtain seperate Renter's Insurance for my stuff because, like you said, there's no going back. |
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Joined:
September 2006
Posts: 713
Location: Alberta, Canada | Originally posted by Jeff W.:
...or drawers Whose drawers you been lookin' into? |
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Insurance policies...
