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OT: Paypal

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stephent28
Posted 2006-07-07 12:27 PM (#248399)
Subject: OT: Paypal



Joined:
April 2004
Posts: 13303

Location: Latitude 39.56819, Longitude -105.080066
Well, after years of success, I have come around to Cliff's point of view. Paypal (after the buyout by ebay) is a PIECE OF SHIT organization that will do anything to screw you out of money....via fees, payment options, etc. Not gonna get into details, but my dealing with them in the future will be few and far between.


CLIFF.....you have converted me (musta been that crisp fiver you sent me in the mail!)
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Davek1076
Posted 2006-07-07 12:46 PM (#248400 - in reply to #248399)
Subject: Re: OT: Paypal


Joined:
January 2006
Posts: 48

Location: Spokane, WA
Google just started a new online payment system similar to PayPal, but is supposed to be easier to use, and have alot less fees. I just read about it today, and haven't checked it out yet, but I agree that PayPal is pretty close to legal robbery with their fees and all, ESPECIALLY on small transactions.
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alpep
Posted 2006-07-07 12:52 PM (#248401 - in reply to #248399)
Subject: Re: OT: Paypal


Joined:
December 2001
Posts: 10583

Location: NJ
I have no love for pay pal. I have went on rants about it over and over
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Tupperware
Posted 2006-07-07 12:59 PM (#248402 - in reply to #248399)
Subject: Re: OT: Paypal


Joined:
January 2005
Posts: 4903

Location: Phoenix AZ
Everyone has their opinion. I have no problem with paypal and for me the convienence justifies the cost. As a merchent I wouldnot want to use it, but as a small time ebayer it meets my needs. I just tried to make a deal a few weeks ago with an OFC member. No paypal. I'm still waiting for the check. First one got returned to sender, second one is who knows where. Never again. Dave
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Brian T
Posted 2006-07-07 1:23 PM (#248403 - in reply to #248399)
Subject: Re: OT: Paypal


Joined:
May 2003
Posts: 425

Location: SE Michigan
I use paypal exclusivly when selling on Ebay. I don't love Paypal, but it's the best insurance out there for a guy selling a few things on Ebay. For me it's worth the price, I have never been screwed using Paypal. And I agree that their fees are high, but hey, they are running a business. I'll bet they take a fair amount of losses on bad transactions, plus it probably costs them a great deal in administrative costs to resolve disputes and investigate fraud.
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worshipleader
Posted 2006-07-07 2:01 PM (#248404 - in reply to #248399)
Subject: Re: OT: Paypal


Joined:
June 2004
Posts: 580

Location: NW NJ
I'm with Tuppy and Brian. I use PayPal for my ebay stuff. Fees are fees, but I haven't been hosed by them, and getting the money fast is a bonus. I can't tell you how many times I have waited weeks to get a check or money order from a buyer.
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dvd
Posted 2006-07-07 2:03 PM (#248405 - in reply to #248399)
Subject: Re: OT: Paypal



Joined:
December 2003
Posts: 1889

Location: Central Massachusetts
Originally posted by Davek1076:
Google just started a new online payment system similar to PayPal, but is supposed to be easier to use, and have alot less fees. I just read about it today, and haven't checked it out yet, but I agree that PayPal is pretty close to legal robbery with their fees and all, ESPECIALLY on small transactions.
LOL, and eBay promptly banned google payments as a valid means of payment for auctions. guess they don't like competition! [click 'Show' next to "Some Examples"]
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Waskel
Posted 2006-07-07 2:08 PM (#248406 - in reply to #248399)
Subject: Re: OT: Paypal



Joined:
February 2005
Posts: 11840

Location: closely held secret
I'm sure Google Checkout belongs in there with all those other scam sites. Obviously Google doesn't know what they're doing in regards to the Internet... :rolleyes:
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dvd
Posted 2006-07-07 2:14 PM (#248407 - in reply to #248399)
Subject: Re: OT: Paypal



Joined:
December 2003
Posts: 1889

Location: Central Massachusetts
Glad we can use "Canadian Tire Money" though! WTF is that???
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stephent28
Posted 2006-07-07 2:20 PM (#248408 - in reply to #248399)
Subject: Re: OT: Paypal



Joined:
April 2004
Posts: 13303

Location: Latitude 39.56819, Longitude -105.080066
Guys, I have used paypal for years and I am a verfied premier user but over the last few months, Paypal has screwed me 3 times. Again I won't get into details but if this keeps up, some of you happy campers (like I use to be) will get the message and move on to other options.

Paypal can only bend me over so many times before JeffW will get jealous and put a stop to it!
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Mitchrx
Posted 2006-07-07 3:20 PM (#248409 - in reply to #248399)
Subject: Re: OT: Paypal


Joined:
December 2003
Posts: 1071

Location: Carle Place, NY
Stephen's right. I almost got screwed on a payment once so I converted to a premier account. I don't care for the 2.9% fee on all payments received, but I think of it as insurance. However, the more transactions that you do the more your chances are of getting caught up in the myriad of rules, exceptions to the rules and other crap that PayPal has. It's a monopoly. For that matter so is eBay.

There's good reason why there are a whole bunch of experienced sellers that will not accept PayPal. There's also several websites devoted to problems that useres have had. Just Google "paypal sucks" and check out how many hits you get.

So far, I too have been for the most part lucky. Eventually though I know that the odds are that I'll have some problem.
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Mark in Boise
Posted 2006-07-07 3:36 PM (#248410 - in reply to #248399)
Subject: Re: OT: Paypal


Joined:
March 2005
Posts: 12759

Location: Boise, Idaho
For the record, I've never sent a hot check to Tupperware. So Ron, don't worry about the check for the Ute. It was on my wife's account and she's good for it. If I had to write the check, you might have cause for concern. Since I refuse to carry a purse, I let her control the pursestrings.
I haven't bought much from ebay and haven't sold anything, but all the buys were with Paypal and haven't had any problem. All 5 deals with OFC members have been excellent.
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Brian T
Posted 2006-07-07 3:38 PM (#248411 - in reply to #248399)
Subject: Re: OT: Paypal


Joined:
May 2003
Posts: 425

Location: SE Michigan
So what are some of the big problems you guys have had with paypal?
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Waskel
Posted 2006-07-07 3:50 PM (#248412 - in reply to #248399)
Subject: Re: OT: Paypal



Joined:
February 2005
Posts: 11840

Location: closely held secret
Everytime I get money they want some of it...
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fillhixx
Posted 2006-07-07 4:09 PM (#248413 - in reply to #248399)
Subject: Re: OT: Paypal



Joined:
November 2005
Posts: 4832

Location: Campbell River, British Columbia
Originally posted by dvd:
Glad we can use "Canadian Tire Money" though!
The true national currency of Canada. Canadian Tire (snidely often called Cambodian Tire) is one of the largest general merchandise hardware store in Canada. (Invading Home Depot is either hot on their tail or passing them as we speak)

They're a part of the culture. Like Timbits, canoes, and poutine.
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Beal
Posted 2006-07-07 4:22 PM (#248414 - in reply to #248399)
Subject: Re: OT: Paypal



Joined:
January 2002
Posts: 14127

Location: 6 String Ranch
I've used paypal when buying on fleabag and never had a problem. You guys gotta be talking about selling. I've not done that yet. Waiting for money really sucks do a fee for it right not isn't that bad a thing. This monopoly and exploiting it is.
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Brian T
Posted 2006-07-07 4:33 PM (#248415 - in reply to #248399)
Subject: Re: OT: Paypal


Joined:
May 2003
Posts: 425

Location: SE Michigan
OK here I go causing trouble again....but what makes Ebay a monopoly?

You have NO OTHER choices or methods to sell your stuff? There are NO OTHER online auction services? And if you use Ebay, you are not required to use paypal, granted that it's promoted by Ebay, but you can still take checks or money orders or even a charge card if you are set up for that.

It just seems to me that Ebay and Paypal are guilty of being successful and that just pisses everybody else off. I applaud Ebay's success, they figured out the right idea at the right time.
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stephent28
Posted 2006-07-07 4:41 PM (#248416 - in reply to #248399)
Subject: Re: OT: Paypal



Joined:
April 2004
Posts: 13303

Location: Latitude 39.56819, Longitude -105.080066
OK Brian, since you asked, I will give you a recent example.

Sold a effects pedal on ebay for $158 about 6 months ago. Well about a month ago, I notice that Paypal has pulled the money (which was not longer there....so according to their rules they get to pull it straight out of your bank account...which pissed me off...STRIKE ONE).

When I contacted Paypal and was given the royal run around, I finally got a hold of someone and asked what the hell was going on!!!! They informed me that the buyers credit card had been reported as stolen so paypal and the credit card company were refunding all of the so called "FRAUDULANT PURCHASES". They did say if I could provide proof of delivery that the money would be reposted to my account.

Ok, I try to be a reasonable fellow and I felt that the request was reasonable....even tho it had been OVER 6 MONTHS and the chances of me still have the delivery receipt was not good.

So anyway, I do manage to find the delivery receipt and fill out Paypals paperwork and send them a copy and wait forever....AND THEY DENY MY CLAIM w/o giving any reasons. So I get back on the phone (waiting the customary hour) and finally get a supervisor. I explain all the bullshit that has gone on and he calmly explains that even though I had shown proof of delivery to the address, I did not get a delivery signature. (STRIIIKKKKEEE TWO)

At this point I AM PISSED OFF AND BALLISTIC but I calmly point out that since I had mailed in the paperwork, I had realised that the buyer HAD LEFT ME POSITIVE FEEDBACK stating he had received the item!. What more PROOF DID THEY NEED!

Well....mumble, mumble, mumble...we will have to get back to you. About 2 weeks go by and I get notified that my claim has BEEN DENIED and I would not be receiving my money back. (STTTTRRRRIKKKKKEEEE THREE!!!!)

After getting another Paypal supervisor on the phone, I was told that the CC company had determined my claim was not legit and was refusing to give the money back to Paypal who therefore refused to give it back to me.

BULLLLLSHIIIITTTT....

That was just one of the recent 3 events that has happened.

Paypal cares about:

#1 Paypal
#2 Paypal
#3 The Buyer
#4 Paypal
#5 The Seller

in that order.

I have used Paypal for years, for hundreds of transactions, but this was the first of several incidents where I realised how powerless I was when it came to dispute/resolutions. Unlike credit card companies, Paypal is essentially God and they do whatever they decide and you can't do a damn thing about their decision.

For those of you who had not had a problem, GREAT...I wish you the best because up until 2-3 months ago I felt the same way.

Now, PAYPAL CAN KISS MY ASS!
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dvd
Posted 2006-07-07 4:50 PM (#248417 - in reply to #248399)
Subject: Re: OT: Paypal



Joined:
December 2003
Posts: 1889

Location: Central Massachusetts
Brian, not that I disagree with you.. I happen to like eBay and I tolerate PayPal as they haven't screwed me quite yet.

But, eBay is effectively a monopoly in the auction space. While there may be other online auction services out there, their audience is paltry compared to eBay. While eBay may not own 100% of the market, I suspect they would be subject to anti-monopoly laws if pressed.

Look at Microsoft.. technically they aren't a monopoly either.. after all, I can run Linux, or FreeBSD, or Solaris, or any number of other obscure operating systems on my PC. Or I can switch to a Mac and leave Microsoft behind entirely. (For the record, Linux and Mac for me!)

But that hasn't stopped Microsoft from having to pay out hundreds of millions of dollars in fines for anti-competitive behavior.
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Brian T
Posted 2006-07-07 4:52 PM (#248418 - in reply to #248399)
Subject: Re: OT: Paypal


Joined:
May 2003
Posts: 425

Location: SE Michigan
OK Brian, since you asked, I will give you a recent example.

Ouch!!! I feel your pain. That really does suck.

But I have a question, did you ship to a paypal verified address? All of my auctions state that I will only ship to a paypal verified address. This step basicly makes sure that the address I ship to belongs to the true owner of the account. And I'm pretty sure if you only ship to a verified address, then paypal covers these situations.
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Steve
Posted 2006-07-07 4:56 PM (#248419 - in reply to #248399)
Subject: Re: OT: Paypal


Joined:
July 2002
Posts: 1900

Paypal sound like IRS, they can justify anything they want to do if you have an account in the federal banking system. The bank takes their word for it, not yours...
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ProfessorBB
Posted 2006-07-07 5:00 PM (#248420 - in reply to #248399)
Subject: Re: OT: Paypal



Joined:
January 2006
Posts: 5881

Location: Colorado Rocky Mountains
Stephen, I am sorry this has happened to you. I'm sorry it has happened to anyone. Paypal and the credit card company's behavior is intolerable. You have every right to be upset. Any chance you might be able to recontact the buyer and work this out between him/her and you? This makes me rethink Paypal. I've never sold anything on the Bay, but I have made well over 200 purchases, primarily through Paypal, and have accepted several payments via Paypal on a few private sales. Our motorcycle club uses Paypal (thousands of transactions annually) and I am not aware of anything going wrong yet. This sickens me.
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Brian T
Posted 2006-07-07 5:01 PM (#248421 - in reply to #248399)
Subject: Re: OT: Paypal


Joined:
May 2003
Posts: 425

Location: SE Michigan
But, eBay is effectively a monopoly in the auction space. While there may be other online auction services out there, their audience is paltry compared to eBay. While eBay may not own 100% of the market, I suspect they would be subject to anti-monopoly laws if pressed.

Microsoft crossed a line when their software prevented other software from being used, or when when their bundled software implied that other products could not be used (netscape).

It just seems plain wrong to me that a company can be an enormous success due to innovation and good timing, and all of the sudden they are branded as an evil monopoly. Next thing you guys will be calling Martin a monopoly because they build excellant guitars and sell a ton of them.
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stephent28
Posted 2006-07-07 5:02 PM (#248422 - in reply to #248399)
Subject: Re: OT: Paypal



Joined:
April 2004
Posts: 13303

Location: Latitude 39.56819, Longitude -105.080066
Yes, it was a verified address and the buyer had literally hundreds of transactions though paypal.

Paypals total disregard for my rights was just the first step in a serious of "gottcha sucker"!
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Slipkid
Posted 2006-07-07 5:04 PM (#248423 - in reply to #248399)
Subject: Re: OT: Paypal



Joined:
September 2003
Posts: 9301

Location: south east Michigan
I'm not a "Premier" member so they do not have my bank account numbers. I've toyed with the idea of upgrading my membership but I don't want to be that friendly with them. Now I'm sure I don't want to give them access to any of my accounts.
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